In order to participate in CEAS, all companies must provide proof of occurrence based, General Liability insurance coverage in the amount indicated by the chart below. Coverage must be evidenced by providing BNet (as Certificate Holder) with a certificate of insurance naming BNET and the government jurisdiction(s) in which you participate as additional insured. The jurisdiction can be found in your Participant Agreement Annex A. Click Here for a sample of these forms.

Each Participant company must also provide proof (on your certificate) of Workers Compensation insurance as required by State statute. If your company participates in the New York City program you must carry a minimum of $1,000,000 of Workers Compensation Insurance. Insurance requirements are determined by the maximum amount of CEAS cards a company is eligible to receive regardless of how many are actually applied for. Amounts are determined by the full-time employee (FTE) population for each applying facility.

Below is a chart that indicates the levels of insurance required. Check your individual Participation Agreements for requirements specific to your region.

PROPERTY MANAGEMENT COMPANY REQUIREMENTS

Commercial property management companies must provide proof of insurance amounts based on the following chart.

ALL AREA CARD USER REQUIREMENTS

Those organizations that participate in CEAS through the use of All Area Access Cards must provided additional proof of insurance as follows:

Comprehensive Business Automobile Liability ("CBAL") insurance for liability arising out of any owned, non owned, leased, and hired vehicles, with coverage at least as broad as ISO Form CA0001, ed. 10/01. (see Participation Agreement paragraph 5.3 for more details)